The moment you decide to look at your credit score with one eye open and the other one closed with crossed fingers and BOOM!!! Thank you Nicole Redmond for all of your help thru this process. Thank you for being patient with me and answering all of my questions and concerns, and most importantly to me, with no judgement. My credit score went from a 530 to a 640 with in the 5 months I've been working with Nicole Redmond. So if you are here just for advice, great, if you are still debating to work with her, well take it from me she is worth it. A great woman and I am more than thrilled that I took this leap of faith. There are no words Nicole Redmond no words!!!!